110 Cuddy CtWebsterNY14580
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeFinancing efficiency matters for international buyers, and 110 Cuddy Ct, Webster, NY, 14580 in Webster offers it: the 1.52 DSCR gives Ziffy Mortgage's underwriting team an unusually clean file, no U.S. credit, no personal income required. Rental yield 8.95%. Long-term, 5% appreciation is forecast to add $120,182, and $4,006/yr in principal paydown compounds equity steadily. Projected five-year cumulative return: $140,791.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.2% |
| Monthly Cash Flow | $(183) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,976 |
| Total Monthly Debt Service | $3,227 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1998
6,098 sqft lot
$N/A/sqft
$495 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14580, Webster, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,961 (100%) |
| Owner Occupied HU | 17,159 (68.7%) |
| Renter Occupied HU | 6,645 (26.6%) |
| Vacant Housing Units | 1,157 ( 4.6%) |
| Median Home Value | $300,034 |
| Average Home Value | $334,881 |
Housing Distribution
Address Breakdown
Residential
23,828
Single Family
21,477
Multi-Family
2,351
Businesses
1,333
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1998
6,098 sqft lot
$N/A/sqft
$495 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14580, Webster, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,961 (100%) |
| Owner Occupied HU | 17,159 (68.7%) |
| Renter Occupied HU | 6,645 (26.6%) |
| Vacant Housing Units | 1,157 ( 4.6%) |
| Median Home Value | $300,034 |
| Average Home Value | $334,881 |
Housing Distribution
Address Breakdown
Residential
23,828
Single Family
21,477
Multi-Family
2,351
Businesses
1,333
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Susan D. Heater • Howard Hanna
Mls Name: NYSAMLSs
Mls Provider:
Mls ID: #R1614663
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