11 Second StreetLisbonME04252
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Lisbon rental at 11 Second Street, Lisbon, ME, 04252 sits in the solid-income band: 9.2% gross yield, $2,807/mo rent, $497/mo net after the $1,646/mo debt service, DSCR 1.71. Entry price of $366,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $101,119 and $3,371/yr in principal reduction bring total cumulative return to $170,969.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.0% |
| Monthly Cash Flow | $497 | $800 |
City averages based on Lisbon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,807 |
| Total Monthly Debt Service | $2,164 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1969
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04252, Lisbon Falls, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,310 (100%) |
| Owner Occupied HU | 1,654 (71.6%) |
| Renter Occupied HU | 537 (23.2%) |
| Vacant Housing Units | 119 ( 5.2%) |
| Median Home Value | $321,782 |
| Average Home Value | $321,703 |
Housing Distribution
Address Breakdown
Residential
2,081
Single Family
2,050
Multi-Family
31
Businesses
116
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1969
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04252, Lisbon Falls, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,310 (100%) |
| Owner Occupied HU | 1,654 (71.6%) |
| Renter Occupied HU | 537 (23.2%) |
| Vacant Housing Units | 119 ( 5.2%) |
| Median Home Value | $321,782 |
| Average Home Value | $321,703 |
Housing Distribution
Address Breakdown
Residential
2,081
Single Family
2,050
Multi-Family
31
Businesses
116
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Hearth & Key Realty
Mls Name: Maine Listings
Mls Provider:
Mls ID: #1630933
Disclaimer: Listing data is derived in whole or in part from Maine Real Estate Information System, Inc. (d/b/a Maine Listings) and is for consumers' personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. 2025 Maine Real Estate Information System, Inc. All Rights Reserved. Equal Housing Opportunity. Zillow Inc. 415 Congress St #202 Portland, ME 04101 (207) 220-3782