11 Grayson LnNewtonMA02462
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play11 Grayson Ln, Newton, MA, 02462 in Newton is priced for appreciation, not yield. Rental yield 2.68%. At $1,395,300 with a 2.68% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $385,496 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.50) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $164,228.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.7% | 5.2% |
| Monthly Cash Flow | $(5,680) | $700 |
City averages based on Newton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,114 |
| Total Monthly Debt Service | $8,239 |
| DSCR Ratio | 0.38x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1941
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02462, Newton Lower Falls, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 563 (100%) |
| Owner Occupied HU | 366 (65.0%) |
| Renter Occupied HU | 168 (29.8%) |
| Vacant Housing Units | 29 ( 5.2%) |
| Median Home Value | $1,369,048 |
| Average Home Value | $1,441,598 |
Housing Distribution
Address Breakdown
Residential
621
Single Family
399
Multi-Family
222
Businesses
164
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1941
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02462, Newton Lower Falls, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 563 (100%) |
| Owner Occupied HU | 366 (65.0%) |
| Renter Occupied HU | 168 (29.8%) |
| Vacant Housing Units | 29 ( 5.2%) |
| Median Home Value | $1,369,048 |
| Average Home Value | $1,441,598 |
Housing Distribution
Address Breakdown
Residential
621
Single Family
399
Multi-Family
222
Businesses
164
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A