11 140th StEdwardsCA93523
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 11 140th St, Edwards, CA, 93523 in Edwards. Priced at $157,800, it generates $1,622/mo in gross rent and $646/mo in net monthly cash flow, a 12.34% yield that comfortably supports the 2.28 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $7,755. Five-year appreciation: $43,597. Equity from principal paydown: $1,453/yr. Total projected cumulative return: $101,413.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.3% | 5.0% |
| Monthly Cash Flow | $646 | $1,200 |
City averages based on Edwards market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,622 |
| Total Monthly Debt Service | $913 |
| DSCR Ratio | 1.78x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
39.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93523, Edwards, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,394 (100%) |
| Owner Occupied HU | 325 (23.3%) |
| Renter Occupied HU | 843 (60.5%) |
| Vacant Housing Units | 226 (16.2%) |
| Median Home Value | $126,786 |
| Average Home Value | $156,011 |
Housing Distribution
Address Breakdown
Residential
1,259
Single Family
1,160
Multi-Family
99
Businesses
46
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
39.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93523, Edwards, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,394 (100%) |
| Owner Occupied HU | 325 (23.3%) |
| Renter Occupied HU | 843 (60.5%) |
| Vacant Housing Units | 226 (16.2%) |
| Median Home Value | $126,786 |
| Average Home Value | $156,011 |
Housing Distribution
Address Breakdown
Residential
1,259
Single Family
1,160
Multi-Family
99
Businesses
46
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices