10975 Us Highway 127 NSpartaKY41086
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 10975 Us Highway 127 N, Sparta, KY, 41086 in Sparta fits: $544,900, 0% gross yield, and a projected 5% annual appreciation rate adding $150,546 in value within five years. Rental yield 0%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.00) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 7.0% |
| Monthly Cash Flow | $0 | $200 |
City averages based on Sparta market data in our database. Property projections are estimates.
Single Family
Built in 2000
16 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41086, Sparta, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 987 (100%) |
| Owner Occupied HU | 648 (65.7%) |
| Renter Occupied HU | 197 (20.0%) |
| Vacant Housing Units | 142 (14.4%) |
| Median Home Value | $203,000 |
| Average Home Value | $258,144 |
Housing Distribution
Address Breakdown
Residential
863
Single Family
863
Multi-Family
0
Businesses
28
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
16 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41086, Sparta, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 987 (100%) |
| Owner Occupied HU | 648 (65.7%) |
| Renter Occupied HU | 197 (20.0%) |
| Vacant Housing Units | 142 (14.4%) |
| Median Home Value | $203,000 |
| Average Home Value | $258,144 |
Housing Distribution
Address Breakdown
Residential
863
Single Family
863
Multi-Family
0
Businesses
28
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: Douglas Garner • CENTURY 21 Garner Properties
Mls Name: NKMLS
Mls Provider:
Mls ID: #632646
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