10956 Green StColumbiaCA95310
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Columbia rentals match the income profile of 10956 Green St, Columbia, CA, 95310. Listed at $119,777, gross rent is $2,947/mo and net cash flow is $2,206/mo, a 29.53% yield well above national averages. DSCR 5.47 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $33,092 by year five with $1,103/yr in annual principal reduction, projecting $187,388 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 29.5% | 6.0% |
| Monthly Cash Flow | $2,206 | $1,200 |
City averages based on Columbia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,947 |
| Total Monthly Debt Service | $693 |
| DSCR Ratio | 4.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1978
2,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95310, Columbia, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 843 (100%) |
| Owner Occupied HU | 564 (66.9%) |
| Renter Occupied HU | 179 (21.2%) |
| Vacant Housing Units | 100 (11.9%) |
| Median Home Value | $566,216 |
| Average Home Value | $586,006 |
Housing Distribution
Address Breakdown
Residential
790
Single Family
790
Multi-Family
0
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1978
2,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95310, Columbia, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 843 (100%) |
| Owner Occupied HU | 564 (66.9%) |
| Renter Occupied HU | 179 (21.2%) |
| Vacant Housing Units | 100 (11.9%) |
| Median Home Value | $566,216 |
| Average Home Value | $586,006 |
Housing Distribution
Address Breakdown
Residential
790
Single Family
790
Multi-Family
0
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices