10927 Big Spring LnSan AntonioTX78223
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 10927 Big Spring Ln, San Antonio, TX, 78223 in San Antonio. Priced at $236,049, it generates $2,954/mo in gross rent and $1,244/mo in net monthly cash flow, a 15.02% yield that comfortably supports the 2.78 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $14,930. Five-year appreciation: $65,216. Equity from principal paydown: $2,174/yr. Total projected cumulative return: $170,692.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15% | 5.8% |
| Monthly Cash Flow | $1,244 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,954 |
| Total Monthly Debt Service | $1,616 |
| DSCR Ratio | 1.83x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
4,356 sqft lot
$N/A/sqft
$380 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78223, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,060 (100%) |
| Owner Occupied HU | 13,931 (57.9%) |
| Renter Occupied HU | 8,207 (34.1%) |
| Vacant Housing Units | 1,922 ( 8.0%) |
| Median Home Value | $208,750 |
| Average Home Value | $265,631 |
Housing Distribution
Address Breakdown
Residential
22,418
Single Family
16,614
Multi-Family
5,804
Businesses
982
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
4,356 sqft lot
$N/A/sqft
$380 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78223, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,060 (100%) |
| Owner Occupied HU | 13,931 (57.9%) |
| Renter Occupied HU | 8,207 (34.1%) |
| Vacant Housing Units | 1,922 ( 8.0%) |
| Median Home Value | $208,750 |
| Average Home Value | $265,631 |
Housing Distribution
Address Breakdown
Residential
22,418
Single Family
16,614
Multi-Family
5,804
Businesses
982
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices