








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Caldwell at 109 Ruby St, Caldwell, TX, 77836 uses $132,269 cash to close to unlock $24,559/yr annual cash flow and $2,047/mo monthly cash flow. Total monthly income runs $4,884/mo, and a $1,953/mo payment keeps the spread at $2,047/mo. Purchase price stands at $399,000, and rental yield measures 14.69% with $4,884/mo rent. Return on cash invested shows 38.48% in year one, and 5% annual appreciation builds toward $110,236 over five years. Five-year ROI reaches 203.63% and total cumulative return in cash records $269,342. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $4,884/mo property income covering a $1,953/mo payment rather than investor’s personal income.
Single Family
Built in 2004
6,581 sqft lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 77836, Caldwell, TX area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,448 (100%) |
| Owner Occupied HU | 4,176 (64.8%) |
| Renter Occupied HU | 1,058 (16.4%) |
| Vacant Housing Units | 1,214 (18.8%) |
| Median Home Value | $229,911 |
| Average Home Value | $275,725 |
Residential
5,115
Single Family
5,083
Multi-Family
32
Businesses
466
Date | Event | Price |
|---|---|---|
| 2024-08-09 | Price change | $399,000 |
| 2024-03-15 | Listed for sale | $429,900 |
| 2015-05-06 | Listing removed | $199,900 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2023-08-13 | N/A | N/A | $351,296 | 21.96% |
| 2022-08-13 | $5486.69 | 0.74% | $288,037 | 10.00% |
| 2021-08-13 | $5446.16 | N/A | $261,852 | 0.23% |



Listed by: Pamela Payonk • Armstrong Properties
Mls Name: BCSMLS
Mls Provider:
Mls ID: #24002928
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.