109 Park AveAnamosaIA52205
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 109 Park Ave, Anamosa, IA, 52205 in Anamosa earns a 9.94% gross yield at $150,000. Rent of $1,242/mo nets $268/mo after the $674/mo mortgage. The 1.84 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $41,442 and $1,382/yr in equity accumulation project a total cumulative return of $74,324.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 6.0% |
| Monthly Cash Flow | $268 | $250 |
City averages based on Anamosa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,242 |
| Total Monthly Debt Service | $914 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52205, Anamosa, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,579 (100%) |
| Owner Occupied HU | 2,549 (71.2%) |
| Renter Occupied HU | 728 (20.3%) |
| Vacant Housing Units | 302 ( 8.4%) |
| Median Home Value | $235,908 |
| Average Home Value | $276,994 |
Housing Distribution
Address Breakdown
Residential
3,350
Single Family
3,211
Multi-Family
139
Businesses
251
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52205, Anamosa, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,579 (100%) |
| Owner Occupied HU | 2,549 (71.2%) |
| Renter Occupied HU | 728 (20.3%) |
| Vacant Housing Units | 302 ( 8.4%) |
| Median Home Value | $235,908 |
| Average Home Value | $276,994 |
Housing Distribution
Address Breakdown
Residential
3,350
Single Family
3,211
Multi-Family
139
Businesses
251
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Emily Robison • Pinnacle Realty LLC
Mls Name: CRAAR, CDRMLS
Mls Provider:
Mls ID: #2504495
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.