109 Orleans Cir, Saint Joseph, MI, 49085 | $630/mo Cash Flow

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Saint Joseph at 109 Orleans Cir, Saint Joseph, MI, 49085 priced at $529,000 pairs $4,202/mo rent with $630/mo cash flow after a $2,589/mo payment. Total monthly income equals $4,202/mo, and annual cash flow comes to $7,564/yr on $174,041 invested. Return on cash invested is 24.41% in year one, and rental yield stands at 9.53% on a $529,000 basis. Equity gained on principal adds $3,414/yr, and 5% annual appreciation accumulates to $146,153 by year five. Five-year ROI measures 127.68% and total cumulative return in cash reaches $222,221. For financing, Ziffy Mortgage’s DSCR program evaluates $4,202/mo property income against a $2,589/mo payment instead of your W2s, 1099s, or Tax returns.

Single Family

Built in 1997

0.40 Acres lot

$N/A/sqft

$1,000 annually HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 49085, Saint Joseph, MI area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,734 (100%)
Owner Occupied HU	8,123 (69.2%)
Renter Occupied HU	2,388 (20.4%)
Vacant Housing Units	1,223 (10.4%)
Median Home Value	$316,036
Average Home Value	$368,464