109 Elizabeth DrBrandonMS39042
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 109 Elizabeth Dr, Brandon, MS, 39042 in Brandon. At $485,900 it earns $3,163/mo in rent and distributes $512/mo to the owner after the $2,185/mo payment, a consistent 8.71% yield. DSCR 1.45 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $134,245 in value; $4,475/yr in principal paydown compounds ownership stake. Total projected return: $193,901.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 5.1% |
| Monthly Cash Flow | $512 | $325 |
City averages based on Brandon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,163 |
| Total Monthly Debt Service | $2,821 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2014
9,583 sqft lot
$N/A/sqft
$320 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2014
9,583 sqft lot
$N/A/sqft
$320 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rebekah Whittington • Southern Homes Real Estate
Mls Name: MLS United
Mls ID: #4114715
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.