109 Cypress DrWoodlandCA95695
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 109 Cypress Dr, Woodland, CA, 95695 in Woodland at $597,500. Rental yield 6.53%. The 6.53% yield and 1.21 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $165,078 by year five, and $5,503/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $197,931.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 6.5% |
| Monthly Cash Flow | $(445) | $1,500 |
City averages based on Woodland market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,251 |
| Total Monthly Debt Service | $3,459 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1961
7,849 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95695, Woodland, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,547 (100%) |
| Owner Occupied HU | 7,566 (52.0%) |
| Renter Occupied HU | 6,458 (44.4%) |
| Vacant Housing Units | 523 ( 3.6%) |
| Median Home Value | $558,917 |
| Average Home Value | $635,831 |
Housing Distribution
Address Breakdown
Residential
14,095
Single Family
11,271
Multi-Family
2,824
Businesses
954
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1961
7,849 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95695, Woodland, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,547 (100%) |
| Owner Occupied HU | 7,566 (52.0%) |
| Renter Occupied HU | 6,458 (44.4%) |
| Vacant Housing Units | 523 ( 3.6%) |
| Median Home Value | $558,917 |
| Average Home Value | $635,831 |
Housing Distribution
Address Breakdown
Residential
14,095
Single Family
11,271
Multi-Family
2,824
Businesses
954
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jill Chandon • RE/MAX Gold Woodland
Mls Name: MetroList Services of CA
Mls ID: #225114172