108952 Us Highway 395 UNIT 16ColevilleCA96107
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 108952 Us Highway 395 UNIT 16, Coleville, CA, 96107 in Coleville earns a 9.96% gross yield at $199,900. Rent of $1,660/mo nets $323/mo after the $948/mo mortgage. The 1.75 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $55,229 and $1,676/yr in equity accumulation project a total cumulative return of $93,259.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 8.2% |
| Monthly Cash Flow | $323 | $300 |
City averages based on Coleville market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,660 |
| Total Monthly Debt Service | $1,306 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1993
4,791 sqft lot
$N/A/sqft
$1,200 annually HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: Sarah Koontz • Intero
Mls Name: NNRMLS
Mls Provider:
Mls ID: #240006191
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