10890 Paddock DrWaltonKY41094
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who treat current yield as secondary to long-run equity growth will find 10890 Paddock Dr, Walton, KY, 41094 in Walton worth modelling. At $510,000 with a 7.33% gross yield, the $3,114/mo rent leaves $10/mo after the $2,293/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.36 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $140,904 by year five; $4,697/yr in principal reduction adds further equity. Total projected return: $193,859.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 6.0% |
| Monthly Cash Flow | $10 | $150 |
City averages based on Walton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,114 |
| Total Monthly Debt Service | $2,901 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41094, Walton, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,828 (100%) |
| Owner Occupied HU | 4,195 (72.0%) |
| Renter Occupied HU | 1,303 (22.4%) |
| Vacant Housing Units | 330 ( 5.7%) |
| Median Home Value | $321,723 |
| Average Home Value | $350,825 |
Housing Distribution
Address Breakdown
Residential
5,811
Single Family
5,268
Multi-Family
543
Businesses
362
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41094, Walton, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,828 (100%) |
| Owner Occupied HU | 4,195 (72.0%) |
| Renter Occupied HU | 1,303 (22.4%) |
| Vacant Housing Units | 330 ( 5.7%) |
| Median Home Value | $321,723 |
| Average Home Value | $350,825 |
Housing Distribution
Address Breakdown
Residential
5,811
Single Family
5,268
Multi-Family
543
Businesses
362
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices