1085 Shop Rd UNIT 126, Columbia, SC, 29201 | $372/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Columbia at 1085 Shop Rd UNIT 126, Columbia, SC, 29201 listed at $263,500 pairs $2,557/mo rent with a $1,290/mo payment to leave $372/mo cash flow. Total monthly income runs $2,557/mo, and annual cash flow reaches $4,466/yr on $87,350 cash to close. Return on cash invested measures 25.02% in year one, and rental yield registers 11.64% at a $263,500 basis. Equity gained on principal adds $1,700/yr, and annual property appreciation at 5% supports $72,800 by year five. Five-year ROI tracks 133.05% and total cumulative return in cash totals $116,220. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,557/mo property income relative to a $1,290/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Condo

Built in 2007

1,742 sqft lot

$N/A/sqft

$616 monthly HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 29201, Columbia, SC area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	14,548 (100%)
Owner Occupied HU	2,816 (19.4%)
Renter Occupied HU	9,199 (63.2%)
Vacant Housing Units	2,533 (17.4%)
Median Home Value	$266,991
Average Home Value	$296,553