10817 Loch Lomond Cir, Hernando, MS, 38632 | $157/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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10817 Loch Lomond Cir, Hernando, MS, 38632 | $157/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Hernando at 10817 Loch Lomond Cir, Hernando, MS, 38632 earns $157/mo cash flow from $1,792/mo rent with a $1,268/mo payment. Total monthly income totals $1,792/mo, and annual cash flow totals $1,881/yr on $85,859 capital. ROI tracks 22.1% on current figures, and rental yield reads 8.3% at a $259,000 purchase. Equity gained on principal adds $1,671/yr, and 5% annual appreciation supports $71,557 over five years. Five-year ROI reaches 114.77% and total cumulative return in cash sums $98,536. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $1,792/mo property income instead of your personal income.

Single Family

Built in 1965

1.03 Acres lot

$N/A/sqft

$600 annually HOA

More details about the property

Charming Lakefront Retreat - Escape to your dream lake house, perfectly nestled on a serene 1-acre lot with breathtaking lakefront views. This 2-bedroom, 1-bath gem, recently updated, boasts timeless charm and modern comforts in a single-level layout. Key Features: Stunning Lakefront Location: Enjoy mesmerizing sunsets from the expansive back deck or relax on the screened-in porch. Cozy & Modern Interior: Hardwood floors throughout, brimming with character, and a recently updated bathroom. Outdoor Oasis: Private boat dock and slip for lake adventures, plus a hot tub (available for purchase separately with offer). Spacious & Practical: 1100 sq ft of thoughtfully designed living space, complete with a 2-bay 1200 sq/ft garage for all your storage needs. One-Level Living: Perfect for easy access and low maintenance. This lake house is a rare find, blending rustic charm with lakefront luxury. Don't miss your chance to own this slice of paradise! Note: Hot tub negotiable with offer. Buyers to verify sq/ft and schools

Neighborhood Data

Neighborhood data shown for ZIP Code: 38632, Hernando, MS area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	12,513 (100%)
Owner Occupied HU	10,035 (80.2%)
Renter Occupied HU	1,589 (12.7%)
Vacant Housing Units	889 ( 7.1%)
Median Home Value	$352,383
Average Home Value	$379,373