10800 Habitat CirBokeeliaFL33922
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 10800 Habitat Cir, Bokeelia, FL, 33922 in Bokeelia speaks for itself: 11.36% gross on a $634,000 price, generating $6,000/mo in rent and $1,793/mo in net income after the $2,851/mo debt service. DSCR 2.10, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $21,512 stacks alongside $175,163 in projected five-year appreciation and $5,839/yr in principal reduction. Projected total cumulative return: $356,977.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 6.0% |
| Monthly Cash Flow | $1,793 | $300 |
City averages based on Bokeelia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,000 |
| Total Monthly Debt Service | $3,955 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
0.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33922, Bokeelia, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,050 (100%) |
| Owner Occupied HU | 1,771 (58.1%) |
| Renter Occupied HU | 354 (11.6%) |
| Vacant Housing Units | 925 (30.3%) |
| Median Home Value | $493,769 |
| Average Home Value | $621,008 |
Housing Distribution
Address Breakdown
Residential
2,384
Single Family
2,300
Multi-Family
84
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
0.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33922, Bokeelia, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,050 (100%) |
| Owner Occupied HU | 1,771 (58.1%) |
| Renter Occupied HU | 354 (11.6%) |
| Vacant Housing Units | 925 (30.3%) |
| Median Home Value | $493,769 |
| Average Home Value | $621,008 |
Housing Distribution
Address Breakdown
Residential
2,384
Single Family
2,300
Multi-Family
84
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices