1080 S VISTA GRANDE DriveCottonwoodAZ86326
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing1080 S VISTA GRANDE Drive, Cottonwood, AZ, 86326 in Cottonwood is a stable, well-positioned rental at $450,000. Rental yield 6.72%. DSCR 1.25 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $124,327 in value and $4,145/yr in principal paydown builds equity, a total projected return of $158,244.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.7% | 7.0% |
| Monthly Cash Flow | $(188) | $300 |
City averages based on Cottonwood market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,520 |
| Total Monthly Debt Service | $2,529 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
7,681 sqft lot
$N/A/sqft
$48 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
7,681 sqft lot
$N/A/sqft
$48 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: R. James Adams II • eXp Realty
Mls Name: ARMLS
Mls Provider:
Mls ID: #7066878
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.