108 W 8th StScott CityKS67871
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 108 W 8th St, Scott City, KS, 67871 in Scott City. At $130,000 it earns $1,114/mo in rent and distributes $249/mo to the owner after the $585/mo payment, a consistent 10.28% yield. DSCR 1.90 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $35,917 in value; $1,197/yr in principal paydown compounds ownership stake. Total projected return: $65,585.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 8.0% |
| Monthly Cash Flow | $249 | $360 |
City averages based on Scott City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,114 |
| Total Monthly Debt Service | $813 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67871, Scott City, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,247 (100%) |
| Owner Occupied HU | 1,416 (63.0%) |
| Renter Occupied HU | 610 (27.1%) |
| Vacant Housing Units | 221 ( 9.8%) |
| Median Home Value | $202,594 |
| Average Home Value | $234,756 |
Housing Distribution
Address Breakdown
Residential
2,131
Single Family
2,087
Multi-Family
44
Businesses
261
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67871, Scott City, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,247 (100%) |
| Owner Occupied HU | 1,416 (63.0%) |
| Renter Occupied HU | 610 (27.1%) |
| Vacant Housing Units | 221 ( 9.8%) |
| Median Home Value | $202,594 |
| Average Home Value | $234,756 |
Housing Distribution
Address Breakdown
Residential
2,131
Single Family
2,087
Multi-Family
44
Businesses
261
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ileen Rascon • The Real Estate Agency Inc
Mls Name: My State MLS
Mls ID: #11529856