108 Thomson AvePaulsboroNJ08066
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 108 Thomson Ave, Paulsboro, NJ, 08066 in Paulsboro deserves attention. This $313,900 property earns $2,861/mo in rent, a 10.94% gross yield, and nets $623/mo after the $1,411/mo payment. DSCR 2.03 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $86,725 compounds alongside $2,891/yr in yearly equity build, for a total cumulative return of $160,461.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.2% |
| Monthly Cash Flow | $623 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,861 |
| Total Monthly Debt Service | $2,113 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1927
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08066, Paulsboro, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,981 (100%) |
| Owner Occupied HU | 1,832 (46.0%) |
| Renter Occupied HU | 1,811 (45.5%) |
| Vacant Housing Units | 338 ( 8.5%) |
| Median Home Value | $204,856 |
| Average Home Value | $299,122 |
Housing Distribution
Address Breakdown
Residential
3,564
Single Family
3,560
Multi-Family
4
Businesses
291
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1927
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08066, Paulsboro, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,981 (100%) |
| Owner Occupied HU | 1,832 (46.0%) |
| Renter Occupied HU | 1,811 (45.5%) |
| Vacant Housing Units | 338 ( 8.5%) |
| Median Home Value | $204,856 |
| Average Home Value | $299,122 |
Housing Distribution
Address Breakdown
Residential
3,564
Single Family
3,560
Multi-Family
4
Businesses
291
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A