108 North Smith RdUNION VALENY12540








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in UNION VALE at 108 North Smith Rd, UNION VALE, NY, 12540 generates $10,284/mo in rent and, after a $6,118/mo payment, leaves $1,937/mo in cash flow. Total monthly income is $10,284/mo, and annual cash flow is $23,242/yr on $405,000 invested. Return on cash invested sits at 26.11% in year one, and rental yield is 9.87% on a $1,250,000 entry. Equity gained on principal adds $8,066/yr, while 5% annual appreciation builds toward $345,352 over five years. Five-year ROI reaches 136.64% and total cumulative return in cash sums $553,393. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $10,284/mo property income rather than buyer’s personal income.
Single Family
Built in 1936
14 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12540, Lagrangeville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,869 (100%) |
| Owner Occupied HU | 2,386 (83.2%) |
| Renter Occupied HU | 313 (10.9%) |
| Vacant Housing Units | 170 ( 5.9%) |
| Median Home Value | $563,462 |
| Average Home Value | $595,583 |
Housing Distribution
Address Breakdown
Residential
2,796
Single Family
2,770
Multi-Family
26
Businesses
304
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Stephan Delventhal • BROWN HARRIS STEVENS HUDSON VALLEY LLC
Mls Name: NY State MLS
Mls ID: #11289421








