108 NE Johnson StBrownsdaleMN55918
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 108 NE Johnson St, Brownsdale, MN, 55918 in Brownsdale deserves attention. This $189,000 property earns $2,762/mo in rent, a 17.54% gross yield, and nets $1,582/mo after the $850/mo payment. DSCR 3.25 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $52,217 compounds alongside $1,741/yr in yearly equity build, for a total cumulative return of $173,495.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.5% | 6.5% |
| Monthly Cash Flow | $1,582 | $350 |
City averages based on Brownsdale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,762 |
| Total Monthly Debt Service | $1,105 |
| DSCR Ratio | 2.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55918, Brownsdale, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 447 (100%) |
| Owner Occupied HU | 352 (78.7%) |
| Renter Occupied HU | 51 (11.4%) |
| Vacant Housing Units | 44 ( 9.8%) |
| Median Home Value | $276,563 |
| Average Home Value | $304,872 |
Housing Distribution
Address Breakdown
Residential
258
Single Family
213
Multi-Family
45
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55918, Brownsdale, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 447 (100%) |
| Owner Occupied HU | 352 (78.7%) |
| Renter Occupied HU | 51 (11.4%) |
| Vacant Housing Units | 44 ( 9.8%) |
| Median Home Value | $276,563 |
| Average Home Value | $304,872 |
Housing Distribution
Address Breakdown
Residential
258
Single Family
213
Multi-Family
45
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Charles E. Fawver • Fawver Agency
Mls Name: NorthstarMLS as distributed by MLS GRID
Mls ID: #6739728