108 Mountains Edge Road #305BrownsvilleVT05037
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 108 Mountains Edge Road #305, Brownsville, VT, 05037 in Brownsville speaks for itself: 10.11% gross on a $285,000 price, generating $2,400/mo in rent and $504/mo in net income after the $1,282/mo debt service. DSCR 1.87, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,047 stacks alongside $78,740 in projected five-year appreciation and $2,625/yr in principal reduction. Projected total cumulative return: $141,047.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.2% |
| Monthly Cash Flow | $504 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,400 |
| Total Monthly Debt Service | $1,783 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1984
17 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05037, Brownsville, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 508 (100%) |
| Owner Occupied HU | 320 (63.0%) |
| Renter Occupied HU | 60 (11.8%) |
| Vacant Housing Units | 128 (25.2%) |
| Median Home Value | $446,296 |
| Average Home Value | $596,750 |
Housing Distribution
Address Breakdown
Residential
137
Single Family
136
Multi-Family
1
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1984
17 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05037, Brownsville, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 508 (100%) |
| Owner Occupied HU | 320 (63.0%) |
| Renter Occupied HU | 60 (11.8%) |
| Vacant Housing Units | 128 (25.2%) |
| Median Home Value | $446,296 |
| Average Home Value | $596,750 |
Housing Distribution
Address Breakdown
Residential
137
Single Family
136
Multi-Family
1
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kasia Butterfield • Coldwell Banker LIFESTYLES - Quechee
Mls Name: PrimeMLS
Mls ID: #5063841