108 Loren StHenningIL61848
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe income profile at 108 Loren St, Henning, IL, 61848 in Henning is straightforward: $116,500 in, $1,170/mo in rent, $362/mo out after debt service. The 12.05% gross yield and 2.23 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $32,187 by year five. With $1,073/yr in principal equity, the total cumulative return is projected at $67,884.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.1% | 8.0% |
| Monthly Cash Flow | $362 | $500 |
City averages based on Henning market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,170 |
| Total Monthly Debt Service | $762 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61848, Henning, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 88 (100%) |
| Owner Occupied HU | 68 (77.3%) |
| Renter Occupied HU | 11 (12.5%) |
| Vacant Housing Units | 9 (10.2%) |
| Median Home Value | $125,000 |
| Average Home Value | $156,471 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
5
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61848, Henning, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 88 (100%) |
| Owner Occupied HU | 68 (77.3%) |
| Renter Occupied HU | 11 (12.5%) |
| Vacant Housing Units | 9 (10.2%) |
| Median Home Value | $125,000 |
| Average Home Value | $156,471 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
5
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
