108 Lock Ln, Alum Creek, WV, 25003 | $360/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Alum Creek at 108 Lock Ln, Alum Creek, WV, 25003 with 5% annual appreciation on a $288,900 basis while $2,122/mo rent supports operations. Total monthly income totals $2,122/mo and a $1,414/mo payment preserves $360/mo for cash returns. Annual cash flow comes to $4,325/yr on $95,770 deployed, and return on cash invested reaches 24.42% in year one. Equity gained on principal adds $1,864/yr, and five-year appreciation sums $79,818 alongside rental yield of 8.81%. Five-year ROI measures 126.96% and total cumulative return in cash totals $121,591.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,122/mo property income versus a $1,414/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 2001

0.27 Acres lot

$N/A/sqft

$1,080 annually HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 25003, Alum Creek, WV area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,084 (100%)
Owner Occupied HU	783 (72.2%)
Renter Occupied HU	188 (17.3%)
Vacant Housing Units	113 (10.4%)
Median Home Value	$160,352
Average Home Value	$190,980