108 Harvard RoadWatervlietNY12189








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Watervliet at 108 Harvard Road, Watervliet, NY, 12189 offers $2,966/mo rent that, after a $2,017/mo payment. Total monthly income is $2,966/mo. Return on cash invested measures 19.46% in year one, and rental yield stands at 8.64% at a $412,000 entry. Equity gained on principal adds $2,659/yr while 5% annual appreciation compounds into $113,828 by year five. Five-year ROI records 101.96% and total cumulative return in cash reaches $139,251. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,966/mo property income versus a $2,017/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 2001
5,227 sqft lot
$N/A/sqft
$265 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12189, Watervliet, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,790 (100%) |
| Owner Occupied HU | 3,430 (35.0%) |
| Renter Occupied HU | 5,471 (55.9%) |
| Vacant Housing Units | 889 ( 9.1%) |
| Median Home Value | $277,740 |
| Average Home Value | $341,647 |
Housing Distribution
Address Breakdown
Residential
8,859
Single Family
6,838
Multi-Family
2,021
Businesses
330
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Nearby investment properties with comparable prices



Listed by: David M Walraed • Coldwell Banker Prime Properties
Mls Name: Global MLS
Mls Provider:
Mls ID: #202523410
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Judy Moriarty, Zillow, Inc., Corp. Broker








