108 Cynthia StVictoriaTX77904
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 108 Cynthia St, Victoria, TX, 77904 in Victoria: $2,822/mo in rent, $1,624/mo net, 20.1% gross yield, all on a $168,500 acquisition. The 3.72 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $46,553 in value, and $1,552/yr in principal paydown steadily builds equity. Projected total cumulative return: $169,067.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 20.1% | 6.2% |
| Monthly Cash Flow | $1,624 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,822 |
| Total Monthly Debt Service | $1,131 |
| DSCR Ratio | 2.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
0.50 Acres lot
$N/A/sqft
No HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
0.50 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices