108 Carlin RdConklinNY13748
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow108 Carlin Rd, Conklin, NY, 13748 in Conklin is a top-tier cash-flow asset. At $255,000 it produces $2,838/mo in rent and $1,135/mo in net monthly income, a 13.36% gross rental yield. The DSCR of 2.47 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $13,622. Five-year appreciation adds $70,452, driving a total cumulative return of $170,303.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.4% | 6.2% |
| Monthly Cash Flow | $1,135 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,838 |
| Total Monthly Debt Service | $1,601 |
| DSCR Ratio | 1.77x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1985
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13748, Conklin, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,594 (100%) |
| Owner Occupied HU | 1,202 (75.4%) |
| Renter Occupied HU | 256 (16.1%) |
| Vacant Housing Units | 136 ( 8.5%) |
| Median Home Value | $153,971 |
| Average Home Value | $207,069 |
Housing Distribution
Address Breakdown
Residential
1,476
Single Family
1,435
Multi-Family
41
Businesses
83
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1985
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13748, Conklin, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,594 (100%) |
| Owner Occupied HU | 1,202 (75.4%) |
| Renter Occupied HU | 256 (16.1%) |
| Vacant Housing Units | 136 ( 8.5%) |
| Median Home Value | $153,971 |
| Average Home Value | $207,069 |
Housing Distribution
Address Breakdown
Residential
1,476
Single Family
1,435
Multi-Family
41
Businesses
83
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jody Butts • HOWARD HANNA
Mls Name: GBMLS
Mls Provider:
Mls ID: #331339
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.