108 4th AveDecaturMS39327
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Decatur at 108 4th Ave, Decatur, MS, 39327 uses $41,404 cash to close to unlock $2,616/yr annual cash flow and $218/mo monthly cash flow. Total monthly income runs $982/mo, and a $611/mo payment keeps the spread at $218/mo. Purchase price stands at $124,900, and rental yield measures 9.43% with $982/mo rent. Return on cash invested shows 26.23% in year one, and 5% annual appreciation builds toward $34,508 over five years. Five-year ROI reaches 136.62% and total cumulative return in cash records $56,566. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $982/mo property income covering a $611/mo payment rather than investor’s personal income.
Single Family
Built in 1890
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39327, Decatur, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,669 (100%) |
| Owner Occupied HU | 1,185 (71.0%) |
| Renter Occupied HU | 312 (18.7%) |
| Vacant Housing Units | 172 (10.3%) |
| Median Home Value | $156,281 |
| Average Home Value | $177,169 |
Housing Distribution
Address Breakdown
Residential
1,462
Single Family
1,395
Multi-Family
67
Businesses
108
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Listed by: Deric Horne • Hill Real Estate- Philadelphia
Mls Name: East Mississippi REALTORS
Mls ID: #25-1127