10795 County Road 197 A Unit 154NathropCO81236
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 10795 County Road 197 A Unit 154, Nathrop, CO, 81236 in Nathrop at $240,000 earns $1,694/mo in rent and nets $170/mo after the $1,079/mo payment, a 8.47% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $66,308 over five years. Ziffy Mortgage underwrites this on a 1.57 DSCR without U.S. credit history. With $2,210/yr in principal paydown, total projected return reaches $102,138.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 8.0% |
| Monthly Cash Flow | $170 | $1,200 |
City averages based on Nathrop market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,694 |
| Total Monthly Debt Service | $1,429 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1988
0.04 sqft lot
$N/A/sqft
$1,508 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1988
0.04 sqft lot
$N/A/sqft
$1,508 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Austina Campbell • Coldwell Banker Collegiate Peaks Realty
Mls Name: REcolorado
Mls Provider:
Mls ID: #8532633
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