10775 Old Post RdHortenseGA31543
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 10775 Old Post Rd, Hortense, GA, 31543 in Hortense speaks for itself: 22.39% gross on a $100,000 price, generating $1,866/mo in rent and $1,257/mo in net income after the $450/mo debt service. DSCR 4.15, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $15,089 stacks alongside $27,628 in projected five-year appreciation and $921/yr in principal reduction. Projected total cumulative return: $118,769.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 22.4% | 6.2% |
| Monthly Cash Flow | $1,257 | $1,200 |
City averages based on Hortense market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,866 |
| Total Monthly Debt Service | $569 |
| DSCR Ratio | 3.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
11.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31543, Hortense, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,316 (100%) |
| Owner Occupied HU | 1,592 (68.7%) |
| Renter Occupied HU | 317 (13.7%) |
| Vacant Housing Units | 407 (17.6%) |
| Median Home Value | $120,833 |
| Average Home Value | $175,198 |
Housing Distribution
Address Breakdown
Residential
2,019
Single Family
2,019
Multi-Family
0
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
11.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31543, Hortense, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,316 (100%) |
| Owner Occupied HU | 1,592 (68.7%) |
| Renter Occupied HU | 317 (13.7%) |
| Vacant Housing Units | 407 (17.6%) |
| Median Home Value | $120,833 |
| Average Home Value | $175,198 |
Housing Distribution
Address Breakdown
Residential
2,019
Single Family
2,019
Multi-Family
0
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices