1077 Reagan StSunburyPA17801
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 1077 Reagan St, Sunbury, PA, 17801 in Sunbury: $1,578/mo in rent, $254/mo in net income, 9.37% gross yield, 1.74 DSCR, all at $202,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $55,809 in appreciation and $1,860/yr in principal paydown projects total cumulative return of $93,356.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.2% |
| Monthly Cash Flow | $254 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,578 |
| Total Monthly Debt Service | $1,243 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17801, Sunbury, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,536 (100%) |
| Owner Occupied HU | 4,296 (57.0%) |
| Renter Occupied HU | 2,491 (33.1%) |
| Vacant Housing Units | 749 ( 9.9%) |
| Median Home Value | $201,015 |
| Average Home Value | $245,012 |
Housing Distribution
Address Breakdown
Residential
7,154
Single Family
6,642
Multi-Family
512
Businesses
522
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17801, Sunbury, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,536 (100%) |
| Owner Occupied HU | 4,296 (57.0%) |
| Renter Occupied HU | 2,491 (33.1%) |
| Vacant Housing Units | 749 ( 9.9%) |
| Median Home Value | $201,015 |
| Average Home Value | $245,012 |
Housing Distribution
Address Breakdown
Residential
7,154
Single Family
6,642
Multi-Family
512
Businesses
522
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Aimee Jo Buehner • BOWEN AGENCY INC., REALTORS - SUNBURY
Mls Name: CSVBOR
Mls ID: #20-100915
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.