1075 Market St Unit 606San FranciscoCA94103
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 1075 Market St Unit 606, San Francisco, CA, 94103 in San Francisco is narrow, $152/mo net on $4,225/mo rent after the $2,334/mo debt service, but the property operates at break-even-plus, not a loss. At $519,000 with a 9.77% yield, the long-run equity case via 5% appreciation ($143,390 over five years) and $4,780/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.81 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $262,058.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 4.5% |
| Monthly Cash Flow | $152 | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,225 |
| Total Monthly Debt Service | $3,004 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2018
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94103, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,565 (100%) |
| Owner Occupied HU | 2,938 (12.5%) |
| Renter Occupied HU | 17,788 (75.5%) |
| Vacant Housing Units | 2,839 (12.0%) |
| Median Home Value | $1,169,730 |
| Average Home Value | $1,246,390 |
Housing Distribution
Address Breakdown
Residential
20,069
Single Family
1,933
Multi-Family
18,136
Businesses
3,435
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2018
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94103, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,565 (100%) |
| Owner Occupied HU | 2,938 (12.5%) |
| Renter Occupied HU | 17,788 (75.5%) |
| Vacant Housing Units | 2,839 (12.0%) |
| Median Home Value | $1,169,730 |
| Average Home Value | $1,246,390 |
Housing Distribution
Address Breakdown
Residential
20,069
Single Family
1,933
Multi-Family
18,136
Businesses
3,435
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Robert B. Collett • Berkshire Hathaway Drysdale Pr
Mls Name: SFAR
Mls ID: #426100083