10745 Victoria Ave SPACE 14WhittierCA90604
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 10745 Victoria Ave SPACE 14, Whittier, CA, 90604 in Whittier deserves attention. This $175,888 property earns $3,024/mo in rent, a 20.63% gross yield, and nets $1,936/mo after the $791/mo payment. DSCR 3.82 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $48,595 compounds alongside $1,620/yr in yearly equity build, for a total cumulative return of $191,269.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 20.6% | 6.5% |
| Monthly Cash Flow | $1,936 | $200 |
City averages based on Whittier market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,024 |
| Total Monthly Debt Service | $1,018 |
| DSCR Ratio | 2.97x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2003
1.23 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90604, Whittier, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,666 (100%) |
| Owner Occupied HU | 8,002 (63.2%) |
| Renter Occupied HU | 4,286 (33.8%) |
| Vacant Housing Units | 378 ( 3.0%) |
| Median Home Value | $731,268 |
| Average Home Value | $760,769 |
Housing Distribution
Address Breakdown
Residential
12,492
Single Family
9,473
Multi-Family
3,019
Businesses
280
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2003
1.23 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90604, Whittier, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,666 (100%) |
| Owner Occupied HU | 8,002 (63.2%) |
| Renter Occupied HU | 4,286 (33.8%) |
| Vacant Housing Units | 378 ( 3.0%) |
| Median Home Value | $731,268 |
| Average Home Value | $760,769 |
Housing Distribution
Address Breakdown
Residential
12,492
Single Family
9,473
Multi-Family
3,019
Businesses
280
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices