1074 VT RT 100WestfieldVT05874
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.65% yield at 1074 VT RT 100, Westfield, VT, 05874 in Westfield is solid, but the $1,367/mo payment compresses net cash flow to $170/mo at $304,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $83,990 by year five, and $2,800/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.60) without U.S. income documentation. Total projected return: $126,814.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.2% |
| Monthly Cash Flow | $170 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,192 |
| Total Monthly Debt Service | $1,902 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
2.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05874, Westfield, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 340 (100%) |
| Owner Occupied HU | 200 (58.8%) |
| Renter Occupied HU | 34 ( 10.0%) |
| Vacant Housing Units | 106 (31.2%) |
| Median Home Value | $293,750 |
| Average Home Value | $345,788 |
Housing Distribution
Address Breakdown
Residential
271
Single Family
257
Multi-Family
14
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
2.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05874, Westfield, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 340 (100%) |
| Owner Occupied HU | 200 (58.8%) |
| Renter Occupied HU | 34 ( 10.0%) |
| Vacant Housing Units | 106 (31.2%) |
| Median Home Value | $293,750 |
| Average Home Value | $345,788 |
Housing Distribution
Address Breakdown
Residential
271
Single Family
257
Multi-Family
14
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ryan Pronto • Jim Campbell Real Estate
Mls Name: PrimeMLS
Mls Provider:
Mls ID: #5054972
Disclaimer: Copyright 2025 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 2025-10-08 21:48:56 PDT. This display of listings may or may not be the entire Compilation from the PrimeMLS database, and PrimeMLS does not guarantee the accuracy of such information.