10735 SW 224th StMiamiFL33170
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 10735 SW 224th St, Miami, FL, 33170 in Miami. Priced at $400,000, it generates $3,382/mo in gross rent and $727/mo in net monthly cash flow, a 10.14% yield that comfortably supports the 1.88 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $8,726. Five-year appreciation: $110,513. Equity from principal paydown: $3,684/yr. Total projected cumulative return: $199,282.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 5.8% |
| Monthly Cash Flow | $727 | $1,850 |
City averages based on Miami market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,382 |
| Total Monthly Debt Service | $2,495 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
6,510 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33170, Miami, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,069 (100%) |
| Owner Occupied HU | 3,220 (63.5%) |
| Renter Occupied HU | 1,401 (27.6%) |
| Vacant Housing Units | 448 ( 8.8%) |
| Median Home Value | $478,274 |
| Average Home Value | $533,834 |
Housing Distribution
Address Breakdown
Residential
5,340
Single Family
5,077
Multi-Family
263
Businesses
373
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
6,510 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33170, Miami, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,069 (100%) |
| Owner Occupied HU | 3,220 (63.5%) |
| Renter Occupied HU | 1,401 (27.6%) |
| Vacant Housing Units | 448 ( 8.8%) |
| Median Home Value | $478,274 |
| Average Home Value | $533,834 |
Housing Distribution
Address Breakdown
Residential
5,340
Single Family
5,077
Multi-Family
263
Businesses
373
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Carol Sutton • Gladiator Realty Group LLC
Mls Name: MIAMI
Mls Provider:
Mls ID: #A11663929
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.