1072 Barlow RdPattisonMS39144
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 1072 Barlow Rd, Pattison, MS, 39144 in Pattison. At $310,000 it earns $2,103/mo in rent and distributes $206/mo to the owner after the $1,394/mo payment, a consistent 8.14% yield. DSCR 1.51 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $85,647 in value; $2,855/yr in principal paydown compounds ownership stake. Total projected return: $130,752.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $206 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,103 |
| Total Monthly Debt Service | $1,774 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2019
44.19 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39144, Pattison, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 414 (100%) |
| Owner Occupied HU | 316 (76.3%) |
| Renter Occupied HU | 32 ( 7.7%) |
| Vacant Housing Units | 66 (15.9%) |
| Median Home Value | $82,718 |
| Average Home Value | $104,897 |
Housing Distribution
Address Breakdown
Residential
391
Single Family
391
Multi-Family
0
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2019
44.19 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39144, Pattison, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 414 (100%) |
| Owner Occupied HU | 316 (76.3%) |
| Renter Occupied HU | 32 ( 7.7%) |
| Vacant Housing Units | 66 (15.9%) |
| Median Home Value | $82,718 |
| Average Home Value | $104,897 |
Housing Distribution
Address Breakdown
Residential
391
Single Family
391
Multi-Family
0
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bruce Gray • United Country - McDaniel Gray
Mls Name: Southwest Mississippi BOR
Mls ID: #142964
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.