10705 Sunset Ridge DrKelseyvilleCA95451
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Kelseyville rentals match the income profile of 10705 Sunset Ridge Dr, Kelseyville, CA, 95451. Listed at $299,900, gross rent is $3,349/mo and net cash flow is $1,482/mo, a 13.4% yield well above national averages. DSCR 2.48 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $82,857 by year five with $2,762/yr in annual principal reduction, projecting $209,107 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.4% | 5.0% |
| Monthly Cash Flow | $1,482 | $300 |
City averages based on Kelseyville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,349 |
| Total Monthly Debt Service | $1,748 |
| DSCR Ratio | 1.92x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
8,712 sqft lot
$N/A/sqft
$140 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95451, Kelseyville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,220 (100%) |
| Owner Occupied HU | 3,583 (57.6%) |
| Renter Occupied HU | 1,277 (20.5%) |
| Vacant Housing Units | 1,360 (21.9%) |
| Median Home Value | $420,577 |
| Average Home Value | $450,025 |
Housing Distribution
Address Breakdown
Residential
5,068
Single Family
5,068
Multi-Family
0
Businesses
295
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
8,712 sqft lot
$N/A/sqft
$140 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95451, Kelseyville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,220 (100%) |
| Owner Occupied HU | 3,583 (57.6%) |
| Renter Occupied HU | 1,277 (20.5%) |
| Vacant Housing Units | 1,360 (21.9%) |
| Median Home Value | $420,577 |
| Average Home Value | $450,025 |
Housing Distribution
Address Breakdown
Residential
5,068
Single Family
5,068
Multi-Family
0
Businesses
295
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices