107 W BroadwayTrentonIL62293
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 107 W Broadway, Trenton, IL, 62293 in Trenton speaks for itself: 11.87% gross on a $179,900 price, generating $1,780/mo in rent and $505/mo in net income after the $809/mo debt service. DSCR 2.20, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,058 stacks alongside $49,703 in projected five-year appreciation and $1,657/yr in principal reduction. Projected total cumulative return: $101,446.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 7.0% |
| Monthly Cash Flow | $505 | $150 |
City averages based on Trenton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,780 |
| Total Monthly Debt Service | $1,203 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1918
4,212 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62293, Trenton, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,015 (100%) |
| Owner Occupied HU | 1,564 (77.6%) |
| Renter Occupied HU | 344 (17.1%) |
| Vacant Housing Units | 107 ( 5.3%) |
| Median Home Value | $252,186 |
| Average Home Value | $276,168 |
Housing Distribution
Address Breakdown
Residential
1,953
Single Family
1,903
Multi-Family
50
Businesses
115
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1918
4,212 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62293, Trenton, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,015 (100%) |
| Owner Occupied HU | 1,564 (77.6%) |
| Renter Occupied HU | 344 (17.1%) |
| Vacant Housing Units | 107 ( 5.3%) |
| Median Home Value | $252,186 |
| Average Home Value | $276,168 |
Housing Distribution
Address Breakdown
Residential
1,953
Single Family
1,903
Multi-Family
50
Businesses
115
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices