107 Ruble RdCrows LandingCA95313
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 107 Ruble Rd, Crows Landing, CA, 95313 in Crows Landing at $830,000, 3.3% gross yield, is a market-growth asset. Rental yield 3.3%. The $2,280/mo rent partially funds the $3,732/mo debt service; the core return is the 5%/yr price growth projected to add $229,314 over five years. Ziffy Mortgage's DSCR mortgage (0.61) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $131,022.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.3% | 5.0% |
| Monthly Cash Flow | $(2,855) | $250 |
City averages based on Crows Landing market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,280 |
| Total Monthly Debt Service | $4,804 |
| DSCR Ratio | 0.47x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1910
9.23 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95313, Crows Landing, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 413 (100%) |
| Owner Occupied HU | 181 (43.8%) |
| Renter Occupied HU | 198 (47.9%) |
| Vacant Housing Units | 34 ( 8.2%) |
| Median Home Value | $676,339 |
| Average Home Value | $862,541 |
Housing Distribution
Address Breakdown
Residential
370
Single Family
352
Multi-Family
18
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1910
9.23 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95313, Crows Landing, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 413 (100%) |
| Owner Occupied HU | 181 (43.8%) |
| Renter Occupied HU | 198 (47.9%) |
| Vacant Housing Units | 34 ( 8.2%) |
| Median Home Value | $676,339 |
| Average Home Value | $862,541 |
Housing Distribution
Address Breakdown
Residential
370
Single Family
352
Multi-Family
18
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jaime Bedoy • HomeSmart PV & Associates
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #225010617
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.