107 Red Oak GlnCentervilleGA31028
INVESTMENT ANALYSIS
Investment Verdict
Solid Income107 Red Oak Gln, Centerville, GA, 31028 in Centerville is a solid income-producing rental, 9.6% gross yield, $2,018/mo rent, $456/mo net cash flow on a $252,400 buy. DSCR 1.78 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $69,733 and $2,325/yr in principal reduction project a total cumulative return of $125,026.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.0% |
| Monthly Cash Flow | $456 | $300 |
City averages based on Centerville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,018 |
| Total Monthly Debt Service | $1,462 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31028, Centerville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,663 (100%) |
| Owner Occupied HU | 1,925 (72.3%) |
| Renter Occupied HU | 618 (23.2%) |
| Vacant Housing Units | 120 ( 4.5%) |
| Median Home Value | $227,220 |
| Average Home Value | $258,292 |
Housing Distribution
Address Breakdown
Residential
2,732
Single Family
2,333
Multi-Family
399
Businesses
247
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31028, Centerville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,663 (100%) |
| Owner Occupied HU | 1,925 (72.3%) |
| Renter Occupied HU | 618 (23.2%) |
| Vacant Housing Units | 120 ( 4.5%) |
| Median Home Value | $227,220 |
| Average Home Value | $258,292 |
Housing Distribution
Address Breakdown
Residential
2,732
Single Family
2,333
Multi-Family
399
Businesses
247
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: GAMLS
Mls ID: #10487299
Disclaimer: Copyright Georgia MLS. All rights reserved. Information is deemed reliable but not guaranteed.