107 N Spiker StBernieMO63822
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Bernie at 107 N Spiker St, Bernie, MO, 63822 offers a 10.94% rental yield on a $125,000 purchase with $1,140/mo rent. Total monthly income registers $1,140/mo, and a $612/mo payment leaves $361/mo available for distribution. Annual cash flow reaches $4,336/yr on $41,438 to close, and return on cash invested stands at 30.37% in year one. Equity gained on principal adds $807/yr while 5% annual appreciation supports $34,535 over five years. Portfolio math shows five-year ROI at 159.09% and total cumulative return in cash at $65,921. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,140/mo property income against a $612/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1960
4,181 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63822, Bernie, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,229 (100%) |
| Owner Occupied HU | 755 (61.4%) |
| Renter Occupied HU | 315 (25.6%) |
| Vacant Housing Units | 159 (12.9%) |
| Median Home Value | $140,132 |
| Average Home Value | $158,440 |
Housing Distribution
Address Breakdown
Residential
1,079
Single Family
1,006
Multi-Family
73
Businesses
111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices