476 D StQulinMO63961
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 476 D St, Qulin, MO, 63961 in Qulin, $109,900, 9.39% gross yield, $176/mo net income. Consider it a market-entry position, the $831/mo rent covers the $494/mo payment with a margin, and 5%/yr appreciation is projected to add $30,363 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.68) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $51,160.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.2% |
| Monthly Cash Flow | $176 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $831 |
| Total Monthly Debt Service | $641 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1943
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63961, Qulin, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 618 (100%) |
| Owner Occupied HU | 394 (63.8%) |
| Renter Occupied HU | 145 (23.5%) |
| Vacant Housing Units | 79 (12.8%) |
| Median Home Value | $120,608 |
| Average Home Value | $149,930 |
Housing Distribution
Address Breakdown
Residential
575
Single Family
575
Multi-Family
0
Businesses
49
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1943
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63961, Qulin, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 618 (100%) |
| Owner Occupied HU | 394 (63.8%) |
| Renter Occupied HU | 145 (23.5%) |
| Vacant Housing Units | 79 (12.8%) |
| Median Home Value | $120,608 |
| Average Home Value | $149,930 |
Housing Distribution
Address Breakdown
Residential
575
Single Family
575
Multi-Family
0
Businesses
49
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ryan W Brittingham • Poplar Bluff Realty Inc
Mls Name: MARIS
Mls Provider:
Mls ID: #25022693
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