107 Loyola LnPanama CityFL32405








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $3,096/mo, and a $2,932/mo payment. Purchase price stands at $599,000, and rental yield measures 6.2% with $3,096/mo rent. Return on cash invested shows 14.71% in year one, and 5% annual appreciation builds toward $165,493 over five years. Five-year ROI reaches 75.5% and total cumulative return in cash records $148,798. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,096/mo property income covering a $2,932/mo payment rather than investor’s personal income.
Single Family
Built in 1987
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32405, Panama City, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,910 (100%) |
| Owner Occupied HU | 7,737 (51.9%) |
| Renter Occupied HU | 4,741 (31.8%) |
| Vacant Housing Units | 2,432 (16.3%) |
| Median Home Value | $336,326 |
| Average Home Value | $395,025 |
Housing Distribution
Address Breakdown
Residential
13,594
Single Family
12,208
Multi-Family
1,386
Businesses
1,407
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Listed by: Heather A Cole • Keller Williams Realty Emerald Coast
Mls Name: CPAR
Mls ID: #777416








