105 Osprey Lake RdPanama CityFL32404








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Panama City at 105 Osprey Lake Rd, Panama City, FL, 32404 at $315,000 posts ROI 26.13% with $541/mo cash flow from $2,632/mo rent. Total monthly income equals $2,632/mo, and annual cash flow records $6,496/yr on $104,423 to close. Return on cash invested measures 26.13% and rental yield reads 10.03% at the current $315,000. Equity gained on principal adds $2,033/yr, and 5% annual appreciation supports $87,029 by year five. Five-year ROI prints 136.8% and total cumulative return in cash totals $142,853.
You can finance with Ziffy Mortgage’s DSCR loan, which relies on $2,632/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Single Family
Built in 2020
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32404, Panama City, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,682 (100%) |
| Owner Occupied HU | 12,006 (61.0%) |
| Renter Occupied HU | 4,464 (22.7%) |
| Vacant Housing Units | 3,212 (16.3%) |
| Median Home Value | $327,530 |
| Average Home Value | $375,161 |
Housing Distribution
Address Breakdown
Residential
19,181
Single Family
18,746
Multi-Family
435
Businesses
569
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Nearby investment properties with comparable prices



Listed by: Tiffany M Davies • Coldwell Banker Realty
Mls Name: CPAR
Mls ID: #781106







