107 E Santa Fe Trl #11Kansas CityMO64145
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 107 E Santa Fe Trl #11, Kansas City, MO, 64145 in Kansas City at $838,000, 1.63% gross yield, is a market-growth asset. Rental yield 1.63%. The $1,140/mo rent partially funds the $3,768/mo debt service; the core return is the 5%/yr price growth projected to add $231,524 over five years. Ziffy Mortgage's DSCR mortgage (0.30) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $55,433.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.6% | 6.2% |
| Monthly Cash Flow | $(4,079) | $300 |
City averages based on Kansas City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,140 |
| Total Monthly Debt Service | $4,886 |
| DSCR Ratio | 0.23x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1962
2.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64145, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,703 (100%) |
| Owner Occupied HU | 1,917 (70.9%) |
| Renter Occupied HU | 496 (18.3%) |
| Vacant Housing Units | 290 (10.7%) |
| Median Home Value | $364,831 |
| Average Home Value | $386,900 |
Housing Distribution
Address Breakdown
Residential
2,524
Single Family
2,389
Multi-Family
135
Businesses
200
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1962
2.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64145, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,703 (100%) |
| Owner Occupied HU | 1,917 (70.9%) |
| Renter Occupied HU | 496 (18.3%) |
| Vacant Housing Units | 290 (10.7%) |
| Median Home Value | $364,831 |
| Average Home Value | $386,900 |
Housing Distribution
Address Breakdown
Residential
2,524
Single Family
2,389
Multi-Family
135
Businesses
200
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Heartland MLS as distributed by MLS GRID
Mls ID: #2601528