107 B StFillmoreCA93015
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 107 B St, Fillmore, CA, 93015 in Fillmore. Rental yield 6.27%. The 1.16 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $147,811 and $4,927/yr in principal reduction project total return of $169,716.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 6.5% |
| Monthly Cash Flow | $(515) | $400 |
City averages based on Fillmore market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,795 |
| Total Monthly Debt Service | $3,097 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
2,003 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93015, Fillmore, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,986 (100%) |
| Owner Occupied HU | 3,857 (64.4%) |
| Renter Occupied HU | 1,848 (30.9%) |
| Vacant Housing Units | 281 ( 4.7%) |
| Median Home Value | $652,909 |
| Average Home Value | $708,417 |
Housing Distribution
Address Breakdown
Residential
5,904
Single Family
5,548
Multi-Family
356
Businesses
275
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
2,003 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93015, Fillmore, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,986 (100%) |
| Owner Occupied HU | 3,857 (64.4%) |
| Renter Occupied HU | 1,848 (30.9%) |
| Vacant Housing Units | 281 ( 4.7%) |
| Median Home Value | $652,909 |
| Average Home Value | $708,417 |
Housing Distribution
Address Breakdown
Residential
5,904
Single Family
5,548
Multi-Family
356
Businesses
275
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Stacy Cadenasso • Keller Williams W Ventura Cty
Mls Name: Ojai Valley BOR
Mls Provider:
Mls ID: #224730
Disclaimer: Based on information from the Ojai Valley Board of REALTORS as of 2025-11-01 21:32:41 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.