10681 Oak St Space 102Los AlamitosCA90720
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 10681 Oak St Space 102, Los Alamitos, CA, 90720 in Los Alamitos is narrow, $138/mo net on $1,647/mo rent after the $1,097/mo debt service, but the property operates at break-even-plus, not a loss. At $244,000 with a 8.1% yield, the long-run equity case via 5% appreciation ($67,413 over five years) and $2,247/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.50 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $101,387.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.0% |
| Monthly Cash Flow | $138 | $400 |
City averages based on Los Alamitos market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,647 |
| Total Monthly Debt Service | $1,412 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1980
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90720, Los Alamitos, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,689 (100%) |
| Owner Occupied HU | 5,384 (62.0%) |
| Renter Occupied HU | 3,015 (34.7%) |
| Vacant Housing Units | 290 ( 3.3%) |
| Median Home Value | $1,227,798 |
| Average Home Value | $1,248,586 |
Housing Distribution
Address Breakdown
Residential
8,533
Single Family
6,582
Multi-Family
1,951
Businesses
1,700
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1980
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90720, Los Alamitos, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,689 (100%) |
| Owner Occupied HU | 5,384 (62.0%) |
| Renter Occupied HU | 3,015 (34.7%) |
| Vacant Housing Units | 290 ( 3.3%) |
| Median Home Value | $1,227,798 |
| Average Home Value | $1,248,586 |
Housing Distribution
Address Breakdown
Residential
8,533
Single Family
6,582
Multi-Family
1,951
Businesses
1,700
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: My State MLS
Mls ID: #11681928