10650 Main StPotter ValleyCA95469
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing10650 Main St, Potter Valley, CA, 95469 in Potter Valley is a stable, well-positioned rental at $405,000. Rental yield 6.48%. DSCR 1.20 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $111,894 in value and $3,730/yr in principal paydown builds equity, a total projected return of $124,639.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 6.2% |
| Monthly Cash Flow | $(460) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,188 |
| Total Monthly Debt Service | $2,486 |
| DSCR Ratio | 0.88x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2001
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95469, Potter Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 925 (100%) |
| Owner Occupied HU | 465 (50.3%) |
| Renter Occupied HU | 234 (25.3%) |
| Vacant Housing Units | 226 (24.4%) |
| Median Home Value | $739,173 |
| Average Home Value | $822,387 |
Housing Distribution
Address Breakdown
Residential
702
Single Family
663
Multi-Family
39
Businesses
40
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2001
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95469, Potter Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 925 (100%) |
| Owner Occupied HU | 465 (50.3%) |
| Renter Occupied HU | 234 (25.3%) |
| Vacant Housing Units | 226 (24.4%) |
| Median Home Value | $739,173 |
| Average Home Value | $822,387 |
Housing Distribution
Address Breakdown
Residential
702
Single Family
663
Multi-Family
39
Businesses
40
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices