1063 Sunrise Ridge DrLafayetteCA94549
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 1063 Sunrise Ridge Dr, Lafayette, CA, 94549 in Lafayette is a conservative rental investment at $1,790,000. Rental yield 6.64%. A 1.23 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $494,544; $16,486/yr in principal paydown supplements. Total projected return: $574,625.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 5.5% |
| Monthly Cash Flow | $(1,651) | $1,200 |
City averages based on Lafayette market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $9,911 |
| Total Monthly Debt Service | $10,849 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
0.49 Acres lot
$N/A/sqft
$360 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94549, Lafayette, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,399 (100%) |
| Owner Occupied HU | 8,108 (71.1%) |
| Renter Occupied HU | 2,639 (23.2%) |
| Vacant Housing Units | 652 ( 5.7%) |
| Median Home Value | $1,880,381 |
| Average Home Value | $1,774,756 |
Housing Distribution
Address Breakdown
Residential
11,138
Single Family
9,520
Multi-Family
1,618
Businesses
1,315
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
0.49 Acres lot
$N/A/sqft
$360 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94549, Lafayette, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,399 (100%) |
| Owner Occupied HU | 8,108 (71.1%) |
| Renter Occupied HU | 2,639 (23.2%) |
| Vacant Housing Units | 652 ( 5.7%) |
| Median Home Value | $1,880,381 |
| Average Home Value | $1,774,756 |
Housing Distribution
Address Breakdown
Residential
11,138
Single Family
9,520
Multi-Family
1,618
Businesses
1,315
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kelly Crawford • Vanguard Properties
Mls Name: CCAR
Mls Provider:
Mls ID: #41094849
Disclaimer: CCAR 2025. Bay East 2025. bridgeMLS 2025. Information Deemed Reliable But Not Guaranteed. This information is being provided by the CCAR MLS, or Bay East MLS, or bridgeMLS. The listings presented here may or may not be listed by the Broker/Agent operating this website. This information is intended for the personal use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated at 2025-09-06 21:01:21 PDT